Homeowners Insurance
The California FAIR Plan provides coverage for Fire, Lightning, Smoke, and Internal Explosion for California homeowners. To fill the gaps in coverage not offered by the FAIR Plan, such as water damage, theft, and liability, a Difference In Conditions (DIC) policy can be added. Together, these policies offer similar coverage to a traditional homeowners insurance policy.
IFP and Small Group Health Plans
We offer Individual, Family, and Small Group health plans, including Covered CA, on-exchange marketplace coverage, and off-exchange options. Discover if you qualify for a premium subsidy, tax credit, or if you’d like to compare different health plan choices. The Open Enrollment period to change your plan runs from November 1st through January 15th. Special Enrollment periods are also available if you experience a Qualifying Life Event.
Medicare Senior Benefits 65+
Choosing between Original Medicare, Medicare Advantage Plans, and Medigap (Medicare Supplement Plans) isn’t a one-size-fits-all decision. Whether you’re turning 65 or considering a plan change, we’re licensed and certified to guide you through your options and assist with enrollment. Remember, the Annual Open Enrollment period for plan changes runs from October 15th to December 7th.
Retirement and Financial
Conservative, but profitable strategies are achievable as you prepare for retirement. We have options that safeguard your assets against a number of risks including inflation, market fluctuations and taxes.
Our focus is providing honest and dependable service
We specialize in:
Homeowners Insurance | Individual, Family & Small Group Health Plans | Covered California Marketplace | Medigap Plans | Medicare Advantage Plans | Term Life Insurance | Financial Services
About Us
As long-time residents of Amador County, we share a deep-rooted connection to this beautiful area that holds a special place in our hearts. With over 40 years of combined experience, we are fully licensed in Life, Accident, Health, Property, and Casualty insurance. Additionally, we hold certifications from our insurance carriers, Covered California’s ACA Marketplace, NAHU, and AHIP.
Whether you have questions about Homeowner’s insurance, Difference in Conditions policies, the Affordable Care Act, the mysteries of Medicare, our services are at no cost to YOU!
Thank you for supporting a business that truly values the the community we are apart of.
For more information, contact 209-565-1546